[Home](/) > [Loans](/loan/) > [Fast Loan](/loan/fast-loan) > [$15,000](/loan/fast-loan/15000) > 7 years

# Most of our loans are funded the same day{{#nz}} — subject to responsible lending inquiries{{/nz}}

Most Harmoney loans are funded the same day.{{#nz}} Subject to responsible lending inquiries.{{/nz}} Our 100% online application takes about 60 seconds to check your rate — and it will not affect your credit score.

When you need money quickly, the last thing you want is a slow process. Harmoney is 100% online — no paperwork, no branch visits, no waiting for callbacks. Our automated assessment connects securely to your bank statements to verify your income in real time, so most applications are assessed in minutes, not days. Once approved, funds are typically in your account the same day.{{#nz}} Subject to responsible lending inquiries.{{/nz}}

## Available products

- [Personal Loan](/personal-loan)
- [Car Loan](/car-loan)

## Popular purposes

- [Debt Consolidation](/personal-loan/debt-consolidation)
- [Home Improvements](/personal-loan/home-improvement-loan)
- [Holiday Expenses](/personal-loan/holiday-loan)
- [Purchase Used Vehicle](/personal-loan/used-car-loan)
- [Purchase New Vehicle](/personal-loan/new-car-loan)
- [Business Cash Flow](/personal-loan/business-loan)

## What customers say about fast loan

4.8 out of 5 from 20,936 reviews
ShopperApproved (18,693) · Google (1,876) · ProductReview (367)

> "Quick and EASY! Completed and approved the same day, constant updates on money being deposited in my account. Provided me with great relief."
>
> — Phil, 4 years ago (ShopperApproved), 5/5 stars

> "Quick easy and very effiecient, 10mins to apply and if approved money is received within 24hrs"
>
> — Osha, 3 years ago (ShopperApproved), 5/5 stars

> "Fantastic service great interest rate. Money transferred within 1/2 hour of approval."
>
> — Teresa W., 11 months ago (Google), 5/5 stars

> "Everything was fast, easy and no hassles. Money was approved in minutes and money in bank in no time."
>
> — Craig S., 9 months ago (Google), 5/5 stars

> "quick, use digital documents, easy to use."
>
> — Jennifer G., 2 years ago (ShopperApproved), 5/5 stars

> "Very fast.  Once all required information given, and accepted, pay out is immediate.  Thank you"
>
> — Johnathan K., 5 months ago (Google), 5/5 stars

> "Easy and straight forward application process."
>
> — Paul F., 2 weeks ago (Google), 5/5 stars

> "Fast, effective and great customer service"
>
> — Walter B., 2 weeks ago (Google), 5/5 stars

> "WOW, what a great experience - applied and approved in 20 minutes - Amazing - Thank you Harmoney - Highly Recommend"
>
> — Robert H., 2 weeks ago (Google), 5/5 stars